Corporate Digital Banking.
Modernized Treasury Architecture.
Architected a unified global treasury ecosystem for tier-1 institutional clients. Navigated deep legacy tech debt and strict Basel III regulatory compliance to accelerate liquidity decision-making, straight-through processing, and multi-tier Maker/Checker transaction authorizations.
Engineering for Liquidity, Scale, and Regulatory Rigor.
The legacy corporate portal fragmented cash visibility across multiple disjointed regional accounts. Institutional treasurers and CFOs were forced to export raw statements into spreadsheet models to ascertain global cash positions at day-close.
The mandate was to build an enterprise-grade command center that accelerated decision-making for executive CFOs while streamlining multi-million dollar bulk batch payments for AP/AR operations teams, ensuring zero-fault tolerance for high-stakes capital movements.
High-Density Data Architecture
Corporate operators do not need consumer whitespace. We engineered high-density data tables with progressive disclosure, predictive sorting, and exception flagging to navigate millions in transactional line items.
Maker / Checker Dual Authorization
Navigated strict institutional compliance matrices to enforce clear segregation of duties: clerks assemble batches while C-level authorized signers authenticate with biometric/token workflows.
Workflow Analysis & End-to-End Treasury Payment Lifecycle
Bridging Legacy ERPs with Modern APIs
The solution connected directly into native ERP backends (SAP, Oracle Financials) for real-time reconciliation. Our UI framework handled exception validation dynamically while asynchronous APIs executed bulk transfers without latency on the user interface.
Institutional Component Governance
Scalability in enterprise finance demands strict atomic consistency. We built a standardized component library and token model to govern 400+ distinct enterprise UI elements across web and native clients.
Component Hierarchy
Atoms to OrganismsReusable modules: account status chips, currency inputs, risk banners, and verification sheets.
Systemic Colors
WCAG AAAEngineered semantic color tokens for fraud alerts, audit confirmations, and risk states.
Modular Grids
8pt SystemHigh-density data alignments accommodating multi-currency decimal accuracy and sorting.
Financial Iconography & Text Hierarchy
Optimized LegibilityCustom vector glyphs designed for high readability on low-contrast trading floor monitors.
Inclusive Accessibility & Contrast Validation
Strict ComplianceValidated against protanopia, deuteranopia, and tritanopia color blindness scenarios.
Key Screens & Operational Workflows
Transforming convoluted banking operations into intuitive, mission-critical dashboards.
Global Treasury & Multi-Currency Liquidity Dashboard
Provides corporate CFOs with real-time liquidity snapshots across 45+ jurisdictions with predictive cash-pooling forecasts.
Bulk Payment Initiation & Dual-Tier Authorization
Optimized for high-volume payroll and supplier transfers, incorporating automated beneficiary verification and fraud checks.
Proactive Payment Diagnostics
Real-time alert engine isolating failed line items without stalling entire batch disbursements.
Complete Audit & Transaction Ledger
Cryptographically signed transaction trails for internal risk compliance and SWIFT gpi tracking.
Multi-Entity Account Balance & Cash Pooling Summary
Aggregated real-time account balances with custom tagging and instant ledger export.
See the Architecture in Motion
Interactive walkthrough demonstrating batch orchestration, maker/checker delegation, and high-density liquidity filtering.
Standard Chartered Bank Prototype Demo · Rupak Biswas
Executive ROI & Operational Transformation
Straight-Through Processing
Automated formatting and upfront error parsing eliminated 38% of common settlement rejects, saving millions in daily fail fees.
Approval Velocity
Streamlined dual-tier signature workflows, allowing corporate treasurers to approve high-value transactions from mobile devices in seconds.
Critical Audit Violations
Built-in role-based segregation of duties ensured 100% compliance across international financial audits and strict banking regulations.
Oil & Gas: Global Commerce OS
ExxonMobil / Deloitte · 100+ Countries · 25 Languages
